What is token billing?
Token Billing enables a merchant to store encrypted card data and then charge the card again at a later date. Unlike recurring billing, merchants can charge a VARIABLE AMOUNT to the same credit card....
View ArticleHow can you improve collecting payments for large outpatient bills?
When a patient has a large medical bill, do you ever agree to multiple payments? How do you handle it? For some operations, the answer is for the customer to call back each month to phone in their...
View ArticleSecurity is everyone’s business: retail credit card processing
A brief security note for customers using one of our retail solutions. Do not store passwords and login information on your desk or in any unlocked area. What if the machine does not recognize the...
View ArticleHow do I retrieve the recurring billing authorization form with stored token?
When credit card data is stored in CenPOS, a printable recurring billing authorization form is generated. Send the form to your customer for a signature to keep on file. Occasionally, users will want...
View ArticleImprove PCI Compliance With Online Pay Page: Business to Business
The financial viability of your business is at risk if you are using the common credit card authorization form and faxing to your customers. More than 80% of businesses that suffer a data breach will...
View ArticleDealer Cloud Payment Solution- 3 features users will never give up
Dealerships that try CenPOS payment technology stay customers for life. Here’s three features CenPOS users will never give up, and that competitors can’t duplicate: Interchange optimization- CenPOS...
View ArticlePCI Compliant credit card authorization form : CenPOS training video
Christine Speedy, CenPOS global sales, training video shows merchants how to retrieve an original PCI Compliant credit card authorization form. The form replaces sensitive payment information with the...
View ArticleHow to use a stored token for credit card payment: CenPOS training video
Variable payment recurring billing is easy and fast using CenPOS token billing solutions. Video shows how to retrieve a stored token to charge a credit card again. Tokens replace sensitive card data...
View ArticleLevel III processing with PayTrace virtual terminal vs CenPOS virtual terminal
Are you looking for a payment gateway or virtual terminal that supports level III data (L3 or level 3) processing and does not require a new merchant account? This review compares a select few...
View ArticleGoing Paperless Checkout? PART 2 Signature Capture Payment Solution &...
Token billing with variable payments creates efficiencies and improves PCI compliance. In a traditional retail checkout scenario, a customer swipes their card each visit. But what about customers that...
View ArticleIs it OK for sales reps to collect credit card data?
What’s the best practice for sales reps to collect credit card data? This question primarily pertains to business to business companies, where billing may be done later by the credit or finance...
View Article3Delta Systems vs CenPOS for omnichannel credit card processing with level...
How do these secure payment platforms compare for omnichannel merchants credit card and debit card processing? This is a follow up article to the last review which highlighted electronic bill...
View ArticleIdentify transaction using token vs without token : CenPOS FAQ
Is there a CenPOS report that I can print that shows if a token was used rather than a credit card number was keyed? Yes, by pulling a Repeat Sale report. All transactions using a token are sent with...
View ArticleVideo: PCI Compliant credit card authorization forms
Token billing solves the problem of storing credit card data for recurring billing customers, but that doesn’t fix the merchant problem of replacing credit card authorization forms. Video Transcript:...
View ArticleBalancing card not present risk with customer convenience
Accepting credit cards for card not present customers can be risky, and merchants have long sought solutions to protect themselves from future disputes. The problem is most of those methods are PCI...
View ArticleCan you recommend a PCI Compliant policy for storing credit cards?
Distributors and manufacturers can overcome PCI Compliance issues with better awareness of rules, and cost efficient solutions to ease PCI burden. A review of key problems and solutions will help...
View ArticleCard Not Present Token Billing Best Practice & CenPOS Training
Ready to improve PCI Compliance with token billing? Step by step instructions for CenPOS card not present token billing including creating, modifying, and using tokens follows. In the virtual terminal...
View ArticlePayment Account Reference (PAR) Impact On Recurring Billing
Payment Account Reference (PAR) will become a major force in changing in how recurring billing transactions are processed, and risks that merchants will bear. Swiped, key-entered, and e-commerce...
View ArticleWhat is Auth Code 14, declined?
A credit card processing response of Auth Code 14, is a decline for Processor Declined, Fraud Suspected. Why does this happens for recurring billing, including unscheduled recurring billing using a...
View ArticleB2B Credit Card Processing Hot Tips
Compliance with credit card processing rules maximizes profits while mitigating risk. This is especially true for business to business companies. But it’s getting harder and harder with the onslaught...
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